We did somehow get it, though! We picked up the idea of savings & budgeting with more practical lessons, I guess--we got pocket money that we had to figure out how to spend on our own, and were never encouraged to ask for stuff or money from our parents aside from that. My brother & I tended to loan money to each other if we needed it, rather than asking Mum & Dad, and I used to charge interest. :D We both ended up being fairly cautious spenders, and I'm in charge of all of my living expenses this year and haven't had any trouble with it. And, hey, money's my hobby now. I'm doing an economics degree with no desire to go into business in any form.